INVESTMENT MANAGEMENT SERVICES TO HELP OUR CLIENTS MANAGE THEIR INCREASINGLY COMPLEX FINANCIAL ISSUES

As a fixed-income investment we believe that bonds play an important role in a well-diversified portfolio.

 

At their root, bonds are debt securities issued by corporations, governments and municipalities as a form of IOU; investors lend money to an organization and receive regular interest payments in return. The corporation is obligated to return the principal to investors on a predetermined date in the future. Since investors are creditors of the issuer they have priority in claiming on the issuer’s assets in the event of bankruptcy.

 

Bond allocation depends on many factors including an investor’s time horizon, risk tolerance and need for income. Generally speaking, as investors approach their planned retirement a steady flow of income becomes their most pressing concern and therefore an increase in their bond allocation may be appropriate.

 

Professional portfolio managers have access to extensive research and market information that is generally not available to individual investors. Additionally, few investors have the time, experience or expertise to actively monitor the thousands of bonds available for investment.

 

 

 

 

 

 

Any product listed on this page is for information purposes only. You should consider the investment objectives, risks, and charges and expenses of the investment company carefully before investing. The prospectus contains this and other information about the investment company. Past performance is not a guarantee of future performance.  You should consult a tax professional before making changes that may effect your taxes.