INVESTMENT MANAGEMENT SERVICES TO HELP OUR CLIENTS MANAGE THEIR INCREASINGLY COMPLEX FINANCIAL ISSUES

An individual retirement account (IRA) can help you save for retirement with either tax-deferred or tax-free growth of capital and earnings. You may be eligible for a fully deductible IRA contribution if neither you nor your spouse participates in an employer-sponsored retirement plan such as a 401(k). In certain circumstance you may also be able to use an IRA to supplement your 401(k) without increasing your tax burden.

 

Through IRA investment, our clients enjoy the convenience of investing in stocks, bonds, mutual funds, and certificates of deposit (CDs) while having those investments reported on one statement. There are two types of IRA – traditional or Roth with the ideal choice depending on your tax situation and income.

 

A Roth IRA is a retirement savings plan for investors who are looking for tax-free growth potential. Once reaching age 59½, you may qualify for tax-free withdrawals of both contributions and any accumulated earnings. In addition, since you are never required to take distributions, a Roth IRA is an effective option for both retirement and estate planning purposes.

 

A Vantage Point Advisor can help you find the appropriate IRA for your situation and help you plan for your financial future. Contact one of our representatives to learn more.

 

 

 

 

Any product listed on this page is for information purposes only. You should consider the investment objectives, risks, and charges and expenses of the investment company carefully before investing. The prospectus contains this and other information about the investment company. Past performance is not a guarantee of future performance.  You should consult a tax professional before making changes that may effect your taxes.